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A Quality Product from
VINOD D. PATEL [View Profile]
Pune - India

Description :
Here's an exclusive policy for people with an exclusive lifestyle. Whether you're a professional, industrialist, estate owner, NRI, film star, a keyman in an enterprise or an individual successful in you own area of work. This is a policy that offers insurance protection match your profile.
Life insurance cover continues for a longer term even after premium paying term.
Apart from the basic Sum Assured payable at maturity or death, the policy also provides for a guaranteed addition at the rate of Rs.50/- per thousand Sum Assured per year for first 5 years and reversionary bonus thereafter.

Maturity Benefits: Payment of basic Sum Assured together with accrued Guaranteed Additions and accrued bonuses, if any will be paid to the policyholder on surviving the term of the policy providedthe policy is in full force for full sum assured.
Death Benefit: On death of the life Assured during the term of the policy the basic Sum Assured and with accrued Guaranteed Additions and accrusd bonuses, if any, will be paid, provided the policy is in full force for full Sum assured.
Guaranteed Additions: Guaranteed Additions@ Rs.50% 0 Sum Assured for each force completed year, for the first five years.
Participation in profits: From the 6th year onwards policyholder shall be entitled to receiver bonuses declared as per the experience of the Corporation.
Free Disability Benefit: In case of total and permanent disability arising due to accident within 180 days of the accident,disability benefit will be available under the plan upto an assurance of maximum Rs.20000 under all the policies taken together. The paument of fiture premiums upto in such cases,.[All conditions applying to disability due to accident shall
apply to this benefit.]
Grace Period:30 days for premium payment.
15-days Cooling-off period: if not satisfied,return of policy permissible within 15 days.
Revival: The policyholder can revive his lased first unpaid from time to time subject to satisfactory evidence of health. The present rate of interest 9% p.m. Payable half yearly.
Paid-up valu: The policy will acquire paid-up value after at least one full years premium paying term is 10 years or less. For premium paying terms of more than 10 years the policy will acquire paid-up value after 2 full years premiums have been paid.
Guaranteed Surrender Value [GSV]: This policy can be surrendered for cash after completion of three policy years.
The Guaranteed Surrender Value in case of single premium policy will be 90% of the premium paid excluing all extra premiums, premium for the tern assurance option and accident benefit premium, if any. The Guaranteed Surrender Vaule allowadle under the policy [other than amount of premium] will be equal to 30% of the total amount of premiums paid excluding the premiums for the first year and the extra premiums for the Trem Assurance Option and Accident Benefit, if any.
The cash value of any exsting vesyed Guaranteed Additions and vested bonuses, if any, will also be allowed.

Product Price :--

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