Company Profile

Ocean Pacific Capital

Irvine, , United States

Finance Products - Services,
Pvt. Ltd. Firm Since 0

Financing, whether a commercial loan or residential loan project, is one of the most significant decisions you will ever make. For over the past 28 years, Ocean Pacific Capital has continually offered low interest rates, promoting a wide variety of lending programs, and providing excellent service through an experienced, well-trained staff. Whether you are building, buying, or refinancing, you can trust Ocean Pacific Capital.

Our commercial loan department offers a variety of commercial options for purchase, refinance, construction, short and long-term financing. We fund all commercial and construction loans from $500, 000 to $1, 300, 000, 000. If you are looking for a commercial conduit, mezzanine, and construction financing, whether you are in California, or in any other state, with good or bad credit, we can help you find a loan program that meets your unique and individual needs. For more information, and our recent closings, please visit our commercial loans page.

Our residential loan department specializes in home refinance, home purchase, cash out and construction loans. Our access to over 130 different correspondent investors, lenders and banks allows us to acquire the best interest rates and cheapest loan possible for you. With a broad base of loan programs we can handle any type of credit, good or bad. So, let us provide you with a loan program that meets your unique and individual needs. Click here for our
Residential loan application page.

Products :
We provide Services of Financing, whether a commercial loan or residential loan project, is one of the most significant decisions you will ever make. Interest Rates :- We offer competitive rates for our Loan programs. If you don't see a Rate you're looking for, you can use Our Rate Tracker service to request that we notify you when rates reach a certain level. Apply Online! :- For commercial real estate financing, please fill out our Commercial/Construction loan application. Fill out our Quick Online Application on a secure server. Fill out our Online Application on a secure server. Fill out our 5 Step Application on a secure server. If you don't have time to complete it in one sitting, login later and finish at your convenience. Download a full residential mortgage application* that can be printed out and faxed or mailed back to us. If you choose this option, please also download our credit release form*. Calculators :- How much can I save by consolidating my debt? How much of a down payment do I need? How will prepaying change my loan? I want to compare 3 different loans Mortgage qualification calculator Prepayment mortgage reduction Prepay vs. Invest Rent vs. Buy Simple mortgage calculator What's missing? Amortization calculator Amortization schedule and calculator Amortization schedule by email Annuity calculator Balloon payment calculator Bi-weekly mortgage calculator How long will it take to pay off my loan? How much are my payments? How much can I afford? How much can I borrow? Mortgage Tools :- Mortgage Terms Required Documents The Loan Process The following is a partial list of programs offered by Ocean Pacific Capital with a brief description of the key elements. For a complete list of the programs that we offer, contact us at 1-800-595-1474. Loan Programs :- CONVENTIONAL NO INCOME VERIFICATION NO DOWN PAYMENT CREDIT PROBLEMS 103% PURCHASE 80/15/5 JUMBO LOANS A - THRU D LOANS HIGH DEBT RATIO LOANS 2ND MORTGAGE LOANS CONSTRUCTION LOANS INVESTOR LOANS FLEX 97 LOANS AND MANY MORE The Loan Process :- Pre-Qualification Mortgage Programs and Rates The Application Processing Required Documents Credit Reports Appraisal Basics Underwriting Closing Summation Commercial/Construction Loans :- Ocean Pacific Capital has been closing Commercial Loans for 28 years. We fund all commercial and construction loans from $500, 000 to $1, 300, 000, 000. Conduit Financing :- Debt coverage ratios from 1.10 up Adjustable and Fixed Programs Loan to cost up to 100% Loan to value up to 90% 5, 10, 20, 25 to 30 year Financing