Special Storage Risks Insurance Policy
Special Storage Risks Insurance Policy [Mumbai]This Policy extends the limited storage period at Carriers' godown in-built in the Inland Transit Policies. Cover for the storage period offered corresponds to the type of cover(i.e.Inland Transit, 'A', 'B' or 'C') selected for the transit port of the risk.....
Special Declaration Insurance Policy [Mumbai]These policies are granted where turnover of goods in inland transit exceeds Rs.2 crores. Coverage available is as per Inland Transit (Rail/Road) Clauses 'A'. 'B' & 'C'. Substantial premium benefit as turnover discount, structured in the form of slabs can be availed. Manner of submitting declarations is much simplified. Though covers only inland transits, SDP can be extended to cover F.O.B. ....
Term Insurance Policy [Ahmedabad]A term insurance policy is a pure risk cover for a specified period of time. What this means is that the sum assured is payable only if the policyholder dies within the policy term. For instance, if a person buys Rs 2 lakh policy for 15-years, his family is entitled to the money if he dies within that 15-year period. What if he survives the 15-year period? Well, then he is not entitled to any....
Inland Cargo Insurance Policy [Mumbai]This policies insure cargo whilst in transit within the country, from warehouse to warehouse, being carried by rail, road etc. Broadly, there are three policies granting different types of coverages with certain mandatory exclusions, viz. Inland Transit(Rail/Road)'A', 'B' and 'C' . Details : 'C' -- This is the most restricted covers. Insures only Fire and Lightning during transit. 'B' -- Cover....
Coastal Transit Insurance Policy [Mumbai]These policies insure cargo in transit from one point in the Indian Coast to another by ocean going vessels. Covers available are as per Institute Cargo Clauses 'A', 'B' & 'C'. Rates charged depend upon categories of ports of origin and destination, such categorisation being based upon the facilities available. Cover is also available for "total loss" only basis.....
Overseas Cargo Insurance Policy [Mumbai]These policies insure cargo whilst in overseas transit i.e. Export-Import. Cover is from warehouse to warehouse, mode of transit being ocean going vessels, air etc. and also includes the incidental inland transit. Broadly, there are three policies viz. Institute Cargo Clause (A), (B) and (C). Details : ICC(C) - Most restricted cover. It covers loss/damage attributable to : Fire or Explosion, S....
Annual Insurance Policy [Mumbai]These policies insure goods in transit from one specific depot/processing unit to another and are thus meant for the establishments having high frequency of inter-depot transfers. Covers available are as per Inland Transit (Rail/Road) 'A', 'B' & 'C'. A sum insured has to be chosen along with a per carrying limit and a lumpsum premium is charged. Saves premium and declaration of each and ever....
Erection All-Risks Insurance (EAR) [Mumbai]This policy provides cover in respect of plant and machinery whilst being erected and subsequently whilst being tested. The scope of cover is along "all risks" lines and includes i) Fire risks (ii) accidental damage during assembly (iii) collapse, collision, burglary, theft and malicious damage (iv) electrical and mechanical breakdown and explosion during tests.....
Special Contigency Policy [Pune]Highlights Caters to the requirements of the clients who desire to have all risks in respect of their machinery and/or equipment or any other property covered under a single policy. Scope Damage or financial loss caused due to fire, lightning, burglary etc. are covered.....
Fidelity Guarantee Insurance Policy [Pune]Highlights The policy covers the employer in respect of any direct financial loss which he may suffer as a result of employees dishonesty. Scope The Company agrees to indemnify the insured against a direct pecuniary loss sustained by reason of any act of fraud/dishonesty committed. On or after the date of commencement of this policy During uninterrupted service with the Insured and di....
Marine cum Erection / Storage cum Erection Policy [Pune]This is a comprehensive policy covering all physical risks which a project is exposed to right from the warehouse of the supplier of equipments - whether imported or indigenous - to its erection, testing and commissioning at the site. In case the supplier has arranged transit insurance upto the site, a Storage cum erection policy can be issued limiting coverage to risks that the project is expo....
Golfers Indemnity Insurance Policy [Pune]Highlights The Policy provides cover for liability of Insured, Personal Accident cover of Insured and loss or damage to Golf kit. Scope Section I- Third Party Liability If any claim or claims shall be made on the Insured in respect of - Death of or bodily injury to any person not being the member of the Insured's family or household or in his service; or Damage to property not belo....
Specific Shipments (commercial and political risks) Policy [Mumbai]Specific Shipment Policies - Short Term (SSP-ST) provide cover to Indian exporters against commercial and political risks involved in export of goods on short-term credit not exceeding 180 days. Exporters can take cover under these policies for either a shipment or a few shipments to a buyer under a contract. These policies can be availed of by (i) exporters who do not hold SCR Policy and (ii) by ....
Burglary and House Breaking Insurance Policy [New Delhi]Brief Description : This policy covers contents of business premises against the risk of loss or damage by burglary and house breaking. The property that can be covered are Stock - in - trade; Goods -in- trust or on commission for which the insured is responsible;Fixtures,fittings and utensils in trade; Cash and currency notes secured in locked safe. Covered Risks : Burglary or house breaking o....
Householders Insurance Policy [New Delhi]Brief Description : The House holder's Insurance Policy is a comprehensive shelter that protects your house and the various contents in it against a variety of risks. It is a single policy that takes care of a number of contingencies. The policy is divided into 10 sections. Sec 1(B) and a minimum of any 2 other sections are compulsory. Section 1 : Fire and Allied Perils. Section 2: Burglary. Sect....
Insurance Policy for Mobile/Cellular Phone [New Delhi]Brief Description : This policy offers a comprehensive cover that protects Mobile Cellular Phones and Pagers against a variety of risks.Volume discount is available if more than 25 instruments are insured. Covered Risks : Mobile Cellular Phones and Pager can be covered against the risk of fire, theft Terroist activity,Riot and Strike. The policy can be extended to cover the misuse of the instru....
Insurance Policy for Pager [New Delhi]Brief Description : This policy offers a comprehensive cover that protects Pagers against a variety of risks.Volume discount is available if more than 25 instruments are insured. Covered Risks : Pagers can be covered against the risk of fire, theft Terroist activity,Riot and Strike. The policy can be extended to cover the misuse of the instrument. Major Exclusions : Damage due to war and nucl....
TV VCR VCP Insurance Policy [New Delhi]Brief Description : This policy covers televisions,VCP and VCR used both for private and commercial purpose.This policy can be extended to cover legal liability to the public for personal injury or property damage caused by any part of TV installation or antenna.By paying an additional premium portable sets can also be covered. Covered Risks : Any loss or damage except specifically excluded. M....
Professional Indemnity Errors & Omissions Insurance Policy [New Delhi]Brief Description : This policy is available for professionals in their individual capacities and /or as firms either on annual basis or on project basis.The policy holder or the insured and their named employees will be indemnified for all sums they become legally liable to pay to their client as (1) Material Damage -ie destruction/damage/ loss to a tangible property (2) Construction Damage - wr....