Burglary Policy
Burglary Policy [Pune]Policy is designed to cover business premises only like godown, factory, office etc. There are three types of policies available :- Full Value Insurance: The policy must be effected for the full value of the property to be insured. First Loss Insurance: In the event of improbability of total loss, proposer can opt for a percentage of total stocks to be insured Stock Declaration Pol....
Burglary and House Breaking Insurance Policy [New Delhi]Brief Description : This policy covers contents of business premises against the risk of loss or damage by burglary and house breaking. The property that can be covered are Stock - in - trade; Goods -in- trust or on commission for which the insured is responsible;Fixtures,fittings and utensils in trade; Cash and currency notes secured in locked safe. Covered Risks : Burglary or house breaking o....
CHILDREN MONEY BACK POLICY [Pune]Payments of sum assured in installments at the age of 18, 20,22 & 24 years. Policy will automatically vest in the child immediately on attaining majority and no premium is payable thereafter. Premium waiver benefit available to proposer. ....
MONEY BACK POLICY [Pune]Cash at intervals
The 'Money Back' policy privides cash at periodical intervals during the currency of the policy and guarantees full protection throughout the period. These timely payments help you satisfy important financial needs like children's education and marriage, down payment for a house or a long awaited holiday.
Most convenient term
The Money Back policy is av....
OFFICE UMBRELLA POLICY [Pune]The Office Umbrella Policy is a comprehensive insurance policy, specially designed by "ORIENTAL" that seeks to provide protection to your Office against different kinds of risks and perils. By opting for this single policy, the office owner covers the risks his business is likely to encounter while concentrating on his business activity. This policy is suitable for large offices owned by big com....
FUTURE PLUS POLICY FROM LIC OF INDIA [mumbai]HIGHEST RETURN EVER SEEN FROM ANY INSURANCE CO. JUST IN 3 MONTHS OF WORKING THE POLICY BUYER EARN @12%P.A.....
Mediclaim Policy [Pune]Highlights This policy provides for cashless hospitalization in India for the treatment of any illness or disease or accidental injury (not specifically excluded) suffered during the policy period. The payment of claim is made through Third Party Administrators who have been empanelled by the Company to provide hassle free admission and discharge from the Network hospital without making any payme....
Term Insurance Policy [Ahmedabad]A term insurance policy is a pure risk cover for a specified period of time. What this means is that the sum assured is payable only if the policyholder dies within the policy term. For instance, if a person buys Rs 2 lakh policy for 15-years, his family is entitled to the money if he dies within that 15-year period. What if he survives the 15-year period? Well, then he is not entitled to any....
Whole Life Policy [Ahmedabad]As the name suggests, a Whole Life Policy is an insurance cover against death, irrespective of when it happens. Under this plan, the policyholder pays regular premiums until his death, following which the money is handed over to his family. This policy, however, fails to address the additional needs of the insured during his post-retirement years. It doesn't take into account a person's ....
Endowment Policy [Ahmedabad]g risk cover with financial savings, endowment policies is the most popular policies in the world of life insurance. In an Endowment Policy, the sum assured is payable even if the insured survives the policy term. If the insured dies during the tenure of the policy, the insurance firm has to pay the sum assured just as any other pure risk cover. A pure endowment policy is also a form....
Money Back Policy [Ahmedabad]These policies are structured to provide sums required as anticipated expenses (marriage, education, etc) over a stipulated period of time. With inflation becoming a big issue, companies have realized that sometimes the money value of the policy is eroded. That is why with-profit policies are also being introduced to offset some of the losses incurred on account of inflation. A portion of th....
Fire Policy `A [Mumbai]Fire/ Lightning/ Explosion/Implosion/Riot, Strike, Terrorist and malicious Damage/Aircraft Damage/Impact Damage. Storm/Cyclone, Flood, Inundation, Earthquake Fire & Shock, Subsidence, Landslide (including Rockslide) resulting in collapse of the entire building or part thereof.....
Fire Policy `B' [Mumbai]Coverage :- Fire/ Lightning/ Explosion/Implosion/Riot, Strike, Terrorist and malicious Damage/Aircraft Damage/Impact Damage. (Option given to exclude Riot, Strike, Terrorist and Malicious Damage by reduction in Premium.....
Fire Policy `C' [Mumbai]This policy is applicable for Industrial/Manufacturing and various storage risks. Peril covered under Policy "C" are - Fire, Lightning, Explosion excluding loss/damage to Boilers or vessels, machinery or apparatus where steam is generated - Riot, Strike, Malicious and Terrorist Damage (RSMTD), Impact by Rail/Road vehicle and Animals, Aircraft damage. Policy 'C' may be extended to cover some s....
Inland Cargo Insurance Policy [Mumbai]This policies insure cargo whilst in transit within the country, from warehouse to warehouse, being carried by rail, road etc. Broadly, there are three policies granting different types of coverages with certain mandatory exclusions, viz. Inland Transit(Rail/Road)'A', 'B' and 'C' . Details : 'C' -- This is the most restricted covers. Insures only Fire and Lightning during transit. 'B' -- Cover....
Coastal Transit Insurance Policy [Mumbai]These policies insure cargo in transit from one point in the Indian Coast to another by ocean going vessels. Covers available are as per Institute Cargo Clauses 'A', 'B' & 'C'. Rates charged depend upon categories of ports of origin and destination, such categorisation being based upon the facilities available. Cover is also available for "total loss" only basis.....
Overseas Cargo Insurance Policy [Mumbai]These policies insure cargo whilst in overseas transit i.e. Export-Import. Cover is from warehouse to warehouse, mode of transit being ocean going vessels, air etc. and also includes the incidental inland transit. Broadly, there are three policies viz. Institute Cargo Clause (A), (B) and (C). Details : ICC(C) - Most restricted cover. It covers loss/damage attributable to : Fire or Explosion, S....
Annual Insurance Policy [Mumbai]These policies insure goods in transit from one specific depot/processing unit to another and are thus meant for the establishments having high frequency of inter-depot transfers. Covers available are as per Inland Transit (Rail/Road) 'A', 'B' & 'C'. A sum insured has to be chosen along with a per carrying limit and a lumpsum premium is charged. Saves premium and declaration of each and ever....
Special Declaration Insurance Policy [Mumbai]These policies are granted where turnover of goods in inland transit exceeds Rs.2 crores. Coverage available is as per Inland Transit (Rail/Road) Clauses 'A'. 'B' & 'C'. Substantial premium benefit as turnover discount, structured in the form of slabs can be availed. Manner of submitting declarations is much simplified. Though covers only inland transits, SDP can be extended to cover F.O.B. ....