Product Details
Housing Loans
Hyderabad
A Quality Product from
Andhra Bank [View Profile]
Hyderabad - India
Description :
General
Age 18 to 65 years.
Repayment 20 years.
75% of cost of construction and 80% of estimated cost (for outright purchase as loan Or 85% if sanctioned by Zonal Office
No guarantee / co obligation.
Income tax benefit for payment of both Principle and Interest as per I.T.Rules
Salaried Persons
Maximum 48 times monthly gross income
Latest salary certificate
Certificate from the employer regarding leftover service
Estimates and other related approved documents
30% take home pay.
Housing Loans for Business & Self-employed persons
4 times the gross annual income
Income Tax Returns
Auditor Certificate
Estimates and other related approved documents.
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Andhra Bank deals in :
NRI Services: -Particulars of NOSTRO Accounts Maintained by International Banking Division Mumbai. -List of branches authorised to handle / transact foreign Exchange. -Mandatory fields for Wire Transfer of funds in EUR to any Branches of Andhrabank. -Mandatory fields for Wire Transfer of funds in GBP to any Branches of Andhrabank. -Mandatory fields for Wire Transfer of funds in USD to any Branches of Andhrabank. International Business Services: Exporters: -Advising Letters of Credit established by foreign buyers -Obtaining Credit Report on buyers abroad -Negotiation of documents under Letters of Credit Collection of Bills -Packing Credit Finance in Indian Rupees -Packing Credit Finance in Foreign Currencies -Export Earners' Foreign Currency Account -Forward Exchange cover. Importers: -Opening Letters of Credits on behalf of Bank's Constituents -Issue of Bank Guarantees on behalf of Bank's Constituents -Collection of Bills -Obtaining reports on Exporters/Sellers abroad -Facility for remittance of proceeds by Mail Transfer/Teletransfer/Swift -Import loans in Foreign Currency -Loans for import of capital goods. Student Services, Services to International Tourists, Services to Businessmen, Services for Medical Treatment Abroad.
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