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Private Car Package Policy

New delhi



A Quality Product from
The Oriental Insurance Company Ltd. [View Profile]
New Delhi - India

Description :
Brief Description :
A Private Car is defined as any transport vehicle /car /omnibus whose unladen weight does not exceed 7,500 kgms and is used only for social,domestic and pleasure purpose and insured's own business. The policy does not cover use for Hire or Reward, Organised racing, Speed testing and carriage of goods (other than samples) in connection with any trade or business or use for any purpose in connection with MOTOR TRADE. On payment of extra premium the policy may be extended for Personal Accident cover as well.
Covered Risks :
Fire,Explosion, Lightning,Burglary and Theft,Riot and Strike, Typhoon,Hurricane,Storm, Tempest, Malicious act,Earthquake,Flood,Terrorist activity,Landslide/Rockslide. It also covers damages by accidental, external means while in transit by rail/road, inland water, lift or air in addition to the legal liability required by law
Major Exclusions :
Consequential loss,Depreciation,Wear & tear, Mechanical/ electrical breakdown, failures or breakages,Damage to tyres unless the motor car is damaged at the same time and any accidental loss or damage suffered while the person driving is under the influence of intoxicating liquor or drugs.


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The Oriental Insurance Company Ltd. deals in :
Products of Individuals/Family: Awasiya Rin Bima Kavach, Baggage Insurance Policy, Bhagyashree Child Welfare Policy, Burglary and House Breaking Insurance Policy, Contact Lens Insurance, Cycle Rickshaw Policy, Gun Insurance, Householders Insurance Policy, Insurance Policy for Mobile/Cellular Phone, Insurance Policy for Pager, Pedal Cycle Insurance Policy, Raj Rajeswari Mahila Kalyan Bima Yojana, Suhana Safar Domestic Policy, Sweet Home Insurance Policy, TV VCR VCP Insurance Policy. Health-- Mediclaim/Overseas Mediclaim/Personal Accident: Bhavishya Arogya, Flight Coupon, Gramin Accident Insurance, Group Mediclaim Policy, Individual Mediclaim Policy, Jan Arogya Bima, Janata Personal Accident Policy, Nagrik Suraksha Policy, Overseas Mediclaim Business and Holiday, Overseas Mediclaim Employment and Study, Personal Accident-Group, Personal Accident-Individual, Personal Accident-School Children. Professionals: Banker's Indemnity Insurance Policy, Directors And Officers Liability .Policy, Package Policy for Exporters Covered Under Duty Exemption Scheme, Professional Indemnity Errors & Omissions Insurance For Chartered Accountants/Financial Accountants/Management Consultants/ Lawyers/ Advocates/ Solicitors/Counsels, Professional Indemnity Errors & Omissions Insurance Policy for Consulting Engineers/Architects & Interior Decorators, Professional Indemnity Policy For Doctors And Medical Practitioners, Professional Negligence Errors and Omissions Insurance Policy For Medical Establishments, Sports Insurance Policy, Stock Brokers Indemnity Insurance Policy. Business/Office/Traders: Carriers' Liability Policy, Comprehensive Risk Insurance (Exchange) Policy, Contract Guarantee Policy, Couriers' Liability Policy, Default Insurance (Exchange) Policy, Depository and Depository Participants Indemnity Insurance, Electronic Equipment Insurance Policy, Fidelity Guarantee Policy-Floating Group, Fidelity Guarantee Policy-Individual Named, Hire Purchase Bank Guarantee Policy, Indemnity Insurance Policy for Custodians, Registrars and Share Transfer Agents, Money Insurance Policy, Multi Peril Policy For LP Gas Dealers, Neon Sign Policy, Office Umbrella Policy, Plate Glass Insurance Policy, Policy For Jewellers' Block Insurance, Shopkeepers Insurance Policy, Special Contingency Policy, Stevedore's Liability Policy, Sub Brokers Default Insurance Policy, Third Party (Cinema) Policy, Third Party (Lift) Insurance Policy, Travel Agent Policy (Guarantee). Engineering/Industry: Advance Loss Of Profit (Following Erection All Risks), All Risks Insurance, Boiler Explosion Insurance, Civil Engineering Completed Risks Insurance, Consequential Loss (Fire) Policy, Contractor's All Risk Insurance Policy, Contractor's Plant & Machinery Insurance, Deterioration Of Stocks Insurance Policy, Employers Liability Insurance, Erection All Risks Insurance Policy, Fire Policy 'C', Industrial All Risk Insurance Policy, Liability Insurance Policy ( Under Public Liability Insurance Act 1991), Loss Of Profits (Machinery) Insurance Policy (TurnOver Basis), Machinery Insurance Policy, Machinery Loss Of Profit Insurance Policy (Out-Put Basis), Oil and Energy Risks Insurance, Package Policy (Mega Risk), Product Liability Policy, Public Liability Policy (Industrial Risk), Public Liability Policy (Non Industrial Risk), Standard Fire and Special Perils Policy (Material Damage). Motor Vehicle -- Private/Commercial: Commercial Vehicle-Goods Carrying Act Liability, Commercial Vehicle-"B" Policy (Misc.), Commercial Vehicle-Goods Carrying 'B' Policy, Commercial Vehicle-Passenger Carrying Act Liability, Commercial Vehicle-Passenger Carrying 'B' Policy, Long Term Act Only, Motor Cycle 'B' Policy, Motor Cycle Policy-Act Liability, Motor Trade "B" Policy, Motor Trade Internal Risk Policy, Private Car 'B' Policy, Private Car Policy-Act Liability. Agriculture/Sericulture/Poultry: Animal Driven Cart / Tanga Insurance, Apple Insurance (Input) Policy, Aquaculture (Shrimp/Prawn) Insurance Policy, Beetlevine Insurance (Input Policy), Coconut Palm Insurance Policy, Failed Well Insurance, Floriculture Insurance Package Policy, Honey Bee Insurance Scheme, Hut Insurance, Inland Fresh Water Fish (Embankments) Insurance, Insurance of Biogas Plant (Gobargas), Khalihan Insurance Package Policy, Kissan Package Insurance, Oil Palm Plantation Insurance Policy, Package Insurance for Tribals, Plantation/HortiCulture (Input) Policy, Policy for Insurance of Fish in ponds (Fresh Water), Policy for Kisan Agricultural Pumpset Insurance Scheme, Poultry Insurance, Rose Plantation Insurance, Sericulture (Silkworm) Insurance, Tea Crop Insurance, Tea Plantation Insurance. Animals/Birds: Blood Stock Insurance, Calf/Heifers Rearing Insurance Scheme, Camel Insurance, Cattle Insurance, Dog Insurance, Duck Insurance Scheme, Elephant Insurance, EMU Birds Insurance Policy, Foetus (Unborn Calf) Insurance Scheme, Horse/Yak/Mule/Pony/Donkey Insurance, Pig Insurance, Rabbit Insurance, Sheep & Goat Insurance Policy. Aviation: Aircraft Hull and Spares All Risks Aviation Liability Insurance (Airlines), Aircraft Hull/Liability Insurance Policy, Aircraft Spares Insurance Policy, Aviation Fuelling/Refuelling Liability Insurance Policy, Aviation Group Loss of Licence Insurance, Aviation Personnel Accident (Crew Members), Hull War and Allied Perils Insurance (Airlines) Policy, Loss of License Insurance. Marine: Advance Loss Of Profit (Following Marine), Hull Deductible Insurance Policy, Hull War and Allied Peril Policy, Marine Hull Policy, Marine Insurance-REGD. Post, Marine Insurance-Sailing Vessels, Marine Insurance Policy (Air), Marine Insurance Policy (Ocean Voyage), Marine Insurance Policy Inland Transit(Rail/Road).

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